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With all the recent attention health insurance has been given, this should go without saying. However,
when you first start out in the workforce, this might not be at the forefront of your mind.
You’ve probably had health insurance handled by your parents and believe that everyone has some
sort of health insurance. Actually, forty-six million Americans have no health insurance. You need to
make sure you are not one of them!
If your job provides for it, make sure you take advantage of it. If you take a job that doesn’t provide it,
make sure you get insured. If you are unemployed coming out of school (or find yourself unemployed
and without insurance for any period of time), make sure you purchase health insurance.
If you don’t have health insurance, you are taking a significant gamble. Annual health costs for
an individual who is healthy run in the thousands of dollars.
For those who develop a chronic disease or need hospitalization, the costs run in the six figures.
Without health insurance, not only will you not be covered for either situation but also it will be
difficult (if not impossible) to ever get coverage for the chronic disease.
Obviously, this would be both a physical and financial nightmare. Don’t leave yourself open on the
financial end. Make sure you are always covered by health insurance.

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